Investing in human capital, especially in higher education, contributes to inclusive growth. Households, for the most part, finance higher education. To make growth that is driven by higher education inclusive, families with insufficient funds must have access to credit markets that they can turn to in order to finance their children's college education. This Policy Note analyzes the role that investing in human capital, especially in higher education, plays in economic growth. It also proposes some policy recommendations that will address concerns about inequitable growth, particularly the country's policy for higher education. Some of these recommendations include designing student loan and other financial aid programs, setting content standards in core courses and subjects in all colleges and universities, and devising standardized tests for determining compliance with content standards of both public and private higher education institutions.