Date Published:
May 11, 2017
RPS 2017-01

The Community Mortgage Program (CMP) is a financing scheme that enables organized residents of slums to borrow funds for land purchase and housing development. It is already considered to be the most innovative and responsive government housing program in the Philippines. Nevertheless, the CMP still has weaknesses that have not been given much attention during the years of its implementation. These issues pertain to program targeting, service delivery, and organization. This study aims to review the current processes and overall performance of the CMP, including its variant--the localized CMP and the High-Density Housing Program. The study also provides recommendations on how the identified issues can be addressed.


This publication has been cited 5 times

In other Publications
  1. Lauer, Hannes, Mario Delos Reyes, and Joern Birkmann. 2021. Managed retreat as adaptation option: Investigating different resettlement approaches and their impacts—lessons from Metro Manila. Sustainability, 13, no. 2, 1-24. MDPI.
In the Media
  1. Ignacio, Reicelene Joy. 2017. Govt housing mortgage program excludes poor — PIDS. Manila Times.
  2. Malaya Business Insight. 2017. Addressing affordability in PH housing; Gov’t housing weakened by slow approval process. Malaya Business Insight.
  3. Remo, Amy. 2017. Making a greater impact. Philippine Daily Inquirer.
  4. Trinidad, Gino Antonio. 2018. Rethinking the Urban Development and Housing Act of 1992. BusinessWorld.

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