What are the effects of interest rate deregulation in the Philippine agricultural credit? This study attempts to answer this question by focusing on the institutional costs of lending to agriculture and the immediate effects of deregulation on these various costs. The frames of reference utilized in the analysis are the costs of lending to non-agricultural sectors and similar studies done in other countries. Bank’s return from lending activities and cross-country comparisons of lending costs are also discussed.
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- Villafuerte, Luis Raymund Jr. 2020. House Bill 8088: An act strengthening assistance to farmers, fisher folks and agrarian reform beneficiaries by institutionalizing direct credit support to said sectors, amending Republic Act No. 3844 or the Agricultural Land Reform Code. House of Representatives.