Date Published:
Jun 01, 1995
Focus Area(s):
DP 1995-25

One of the important weapons the government has used to alleviate poverty is its credit policy aimed to mitigate destitution among small farm households. However, its intended recipients have not properly received the effort. Convinced that credit availability can be sustained to achieve poverty alleviation, the government has started to utilize informal financial institutions as credit conduits. This paper provides empirical support whether or not this strategy has been effective. In particular, it analyzes the performance of credit unions in terms of savings mobilization, credit allocation and profitability.


This publication has been cited 1 time

In other Publications
  1. Lamberte, Mario B. and Ma. Chelo V. Manlagnit. 2003. Integrating gender perspectives in evaluating the efficiency of Cofi: The case of credit cooperatives in the Philippines. Discussion Papers DP 2003-06. Philippine Institute for Development Studies.

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